Access to dental care is an essential part of health, yet for many Canadians, cost remains a barrier. To address this, the federal government introduced the Canadian Dental Care Plan (CDCP) in December 2023, a national initiative offering affordable dental coverage to eligible individuals without private insurance. The plan aims to support up to nine million Canadians. Whether you're a senior, parent, or adult without coverage, here’s what you need to know. Coverage begins once your application is approved, and you receive your welcome package and CDCP card.
What Is the Canadian Dental Care Plan?
The CDCP is a government-funded dental insurance program designed to help eligible Canadians access basic oral health care. It is delivered in partnership with Sun Life and helps cover services provided by licensed dental professionals. As of May 2025, all eligible Canadians are allowed to apply. Eligibility is reviewed annually.
Who Is Eligible?
You may qualify for the CDCP if you:
What Does It Cover?
Your level of coverage depends on income:
| Adjusted Family Income | CDCP Covers | You Pay |
| Under $70,000 | 100% | $0 |
| $70,000 - $79,999 | 60% | 40% |
| $80,000 - $89,999 | 40% | 60% |
Note: Some licensed dental service providers may charge more than the CDCP covers. Always ask for a cost estimate before booking services and confirm the amount covered.
What Services Are Included?
Orthodontic and surgical procedures are only included if deemed medically necessary. Cosmetic treatments are not covered.
How to Apply
Apply online through the Government of Canada website or call Service Canada. You’ll need:
What to Know Before Your Appointment
Before receiving treatment, confirm that your dental provider:
This ensures you're covered and helps avoid out-of-pocket expenses.
Discover What the CDCP Can Do for You
The CDCP is the largest public dental plan in Canadian history. By offering subsidized access to care, it helps close a major gap in the health system, especially for low- and middle-income families, seniors, and individuals with disabilities. For full program details, visit: canada.ca/dental
