Guests



Guest Experts Bios - Season 1


Robert Kolenc

Episode 1 – Investment Fees

Rob Kolenc – Portfolio Manager, Financial Advisor, Casper Kolenc Wealth Management of Raymond James Ltd.

Rob is the Portfolio Manager for Casper Kolenc Wealth Management. In his previous life as a scientific researcher, he understood the importance of developing a reliable system to both test potential solutions and then prove the viability of those solutions mathematically. He uses the same approach when directing the management of our portfolios. As in science, he takes a rules-based approach to managing our investment strategies, removing emotion -- which normally interferes with sound investment decisions -- from the equation. He looks at investments that are meeting or exceeding the rules that he has put into place and divests from investments that fail to meet the requirements. Using his propriety system called Profit Lock ™ along with our trading platform and established investment philosophy, we are able to “let winning investments run, and sell falling investments quickly before they can do too much damage to a client’s portfolio.”

http://www.kolencwealth.com Back to Top
Cindy David

Episode 2 – Estate Planning 101

Cindy David CFP, CLU, FEA, TEP - President, Estate Planning Advisor, Cindy David Financial Group

With over 20 years of financial planning expertise, Cindy David, CFP, CLU, FEW, TEP is the President of Cindy David Financial Group Ltd., which consults to larger national firms such as Raymond James Ltd., in Vancouver, British Columbia. In the fall of 2009, David co-authored the timely book encapsulating the deepest economic downturn the globe has seen in decades: Financial First Aid for Canadian Investors: Stop the Bleeding, Start the Healing and Get Your Portfolio on the Road to Recovery. The book holds the distinction of being one of the Top 5 financial books of 2009, according to Canada’s Money Sense magazine. She has also penned a number of financial pieces for a variety of respected publications.

http://www.cindydavid.ca Back to Top

Episode 3 – Cash Flow

Stephanie Holmes – CEO, The Money Finder

http://themoneyfinder.ca Back to Top
Brendan Willis

Episode 4 – Financial Plans

Brendan Willis FMA, CSWP - Senior VP, Private Client Group, Branch Manager, Financial Advisor, Chartered Strategic Wealth Professional Raymond James Ltd.

I am passionate about helping people with their finances. For me it’s hard to say what I find more satisfying – maximizing a portfolio or seeing clients experience financial peace.

I grew up in Vernon, BC and have been living and working in Kelowna since 1998. My commitment to building rock solid client relationships is echoed in my family life. I am married to Maggie and together we share the raising of our daughter Riley, born September 2014 and are thrilled that we’re expecting a brother or sister for her this fall. I am also the very proud father to my son Michael who graduated from the Aircraft Maintenance Engineering Program at Okanagan and Northern Lights College.

As the current President of the Kelowna Curling Club I am thrilled to be a part of this active community, giving back to a sport I play competitively. I am also an avid road cyclist, having taken this up to train for the annual epic 200 km Ride to Conquer Cancer event from Vancouver, BC to Seattle, Washington. As a family, we enjoy spending time at our property at Kalamalka Lake and I feel very fortunate to live, work and play in the Okanagan.

http://www.raymondjames.ca/BGRInvestments Back to Top

Episode 5 – The Importance of Pre-Planning your Funeral

Craig Williams – General Manager – Funeral Director, McCall Gardens

Craig was born in Vancouver, British Columbia and raised in both Nanaimo and Victoria. He graduated from Brentwood College School in 1993 and from there graduated with honours from the San Francisco College of Mortuary Science in 1999, obtaining his Associates Degree. During his time in Northern California, he worked for Duggan’s Serra Mortuary where he gained incredible work experience with the dynamic and successfully run family business. Upon graduation he moved back to Victoria and began his career with McCall Bros. where he now manages the overall operations of the Funeral Home, as well as Advance Planning, After Service Concierge, and Community Outreach programs. Craig and his cousin Trevor represent the fourth generation of the McCall family to be working for the family firm in which they take great pride. He has two amazing children; son, Ben and daughter, Mia.

http://www.mccallgardens.com Back to Top
Darren Coleman

Episode 6 – Cross Border Issues – Buying Property in the US

Darren Coleman, PFP, CFP®, CIM®, FMA, FCSI - Senior Vice President, Private Client Group, Portfolio Manager

Darren Coleman started in the industry in 1992 and with Raymond James in 2012, providing comprehensive wealth services for a variety of clients. During this time, he has been managing brokerage offices, spearheading industry trends and leading his team at Coleman Wealth to new territory.

http://www.colemanwealth.com Back to Top
Mike Todd

Episode 7 – Charitable Giving

Mike Todd - Director, Charitable Investment Programs at Chimp - Charitable Impact

Chimp (charitable + impact) is a vibrant community of engaged donors that connects people and businesses with the charities and causes that matter to them. Give when you want and how you want, all in one place. Mike is responsible for Chimp's Charitable Investment Programs.

https://chimp.net Back to Top
Katherine Ross

Episode 8 - Portfolio Diversification

Katherine Ross B.A., CFP® - Financial Advisor Raymond James Ltd.

Katherine is dedicated to providing her clients and their families with the support, guidance and the right investment advice for each stage of their lives. Katherine understands your personal and financial lives are closely entwined and that building your wealth, preserving capital, managing risk and taking care of loved ones are all major concerns. Katherine’s disciplined financial planning process and science based approach to investing, enables her to appreciate your needs as she designs and delivers comprehensive planning and investment strategies.

Katherine has over 17 years of experience as a Financial Advisor. A graduate of the University of Calgary, she continued her studies in Financial Planning to earn her Certified Financial Planner (CFP®) designation. In addition, Katherine is also options licenced.

http://raymondjames.ca/katherineross Back to Top
Chris Grew

Episode 9 – Avoiding Bankruptcy

Chris Grew – 4 Pillars Group

Chris began his career in finance in 1978. For the next twenty-six years he worked his way up the corporate ladder as a commercial lender, representing many financial institutions and earned many awards. Highly regarded as an expert in his field, he branched out in 2004 to form his own Credit Rebuilding Company. His motivation was to assist people who had had credit issues rebuild their credit using the specialized skills he had acquired over his career. This business was highly successful, but Chris knew there was more help needed as more and more Canadians found themselves with an over burden of debt.

Chris joined the 4 Pillars Group in 2011 and now takes great satisfaction in assisting clients who are in Credit Crisis regain their financial foothold and their peace of mind. He enjoys applying his knowledge of the financial world to develop strategies to steer his clients out of debt and rebuild their credit.

http://www.chrisgrew.ca Back to Top
Maria Dominelli

Episode 10 – Mortgages 101

Maria Dominelli AMP - Sr. Mortgage Broker, Invis – Mortgage Expert

With more than 20 years’ experience in the financial services industry and the negotiating power of Invis, one of Canada’s largest mortgage brokerages, Maria Dominelli will help you get the best mortgage available in the marketplace.

Described as a “go-getter”, a “mover” and a “real deal dynamo”, Maria Dominelli is a tireless Accredited Mortgage Professional who won’t take no for an answer. She prides herself on working hard to meet the demands of her clients, and approaches her work with the utmost professionalism.

http://www.dominellimortgages.com Back to Top
Ryan Lewenza

Episode 11 – Investment Options

Ryan Lewenza CFA, CMT - Private Client Strategist and Portfolio Manager, Raymond James Ltd.

Ryan Lewenza started his career 18 years ago at a major Canadian bank where he worked in various senior roles in sales and trading. As a trader of equities, fixed income and complex option strategies he has seen it all from the tough bear markets of 2000 and 2008, to the strong bull markets that preceded them.  As a result of this invaluable market experience, Ryan has developed a strong understanding of risk, and why it’s critical to employ a diversified and long-term investment approach.

http://www.turnerinvestments.ca Back to Top
Brad Ginet

Episode 12 – Mortgage vs Private Insurance

Brad Ginet – Financial Advisor, Brad Ginet Financial Services of Raymond James Ltd.

Brad Ginet has been in the financial industry since 2000.

After 8 years excelling in the field of insurance, he made the move to Raymond James Ltd., where he is able to help clients grow and preserve their wealth through comprehensive advice focused clearly on their individual needs.

Brad is fully licensed to provide both insurance and investment services. This allows him to design personalized plans that account for each facet of your wealth, and to serve the needs of a wide range of clients, from families to business owners, to high-net-worth executives.

http://www.raymondjames.ca/bradginet Back to Top
Chad Linger

Episode 13 – Tips for Small Business Owners

Chad Linger, CPA, CA, MPAcc. – Schibli Stedman King

Chad joined Schibli Stedman King in 2007 after obtaining his professional designation in 2007 while articling with KPMG in Victoria and Vancouver. His primary focus is on accounting and tax services for owner-managed businesses and their shareholders with a strong emphasis on client service. Chad has an entrepreneurial background, being involved in a local family-run business.

Chad was born in Alberta before moving to the west coast in the mid 90’s. He graduated with a Bachelor of Commerce from the University of Victoria in 2004 and a Masters in Professional Accounting from the University of Saskatchewan in 2006. Chad has completed the Canadian Institute of Chartered Accountants In-depth tax course Part I, II and III.

Chad is married and has two children. He enjoys traveling, camping, going to the gym and playing hockey. He is involved with the Family Business Association Vancouver Island (FBA) which is an organization designed to provide support to family business.

http://sskca.com/ Back to Top

Guest Experts Bios - Season 2


Nancy Phillips

Episode 1 – Teaching Kids about Money

Nancy Phillips - Author & Speaker, Zela Wela Kids

Nancy Phillips  is the creator of the Zela Wela Way financial life skills resources. She began researching and developing these products when she couldn’t find the resources she wanted to teach her young children values-based financial and life success skills. 

Nancy and her books have been featured on ABC news, CBC news, the Globe and Mail, the Vancouver Province, Yahoo Finance and CNN among other media outlets. Her Zela Wela Kids storybooks have been successfully piloted with over 1,900 grade three students by Memorial University, and her Steps to Success Teen Guide and parents guides have been reviewed by the Financial Industry Regulatory Authority (FINRA).

Nancy has an Honours Bachelor of Science in Kinesiology and an MBA.  Her mission is to help increase the financial and life success skills of our youth globally.

http://www.zelawelakids.comTwitterFacebook Back to Top
Debbie Wong

Episode 2 – Tax Tips for Seniors and Families

Debbie Wong CPA. CA. - VP, Retirement & Financial Planning, Raymond James Ltd.

Debbie oversees the Retirement & Financial Planning support team where she works closely with our financial advisors to provide practical tax support and guidance. She joined Raymond James in 2004 after working 10 years in public practice accounting. Previously, Debbie was a Tax Manager at Ernst & Young’s Vancouver office, specializing in individual relocation, immigration, emigration, and cross-border tax planning and compliance. Debbie has a Bachelor’s of Business Administration (BBA) from Simon Fraser University and obtained her Chartered Accountant (CA) designation in 1998.

Debbie’s background in cross-border tax provides unique value to US citizen clients and more commonly, for clients who no longer have a simple Canadian-only tax situation.

http://www.raymondjames.ca Back to Top
Pam Katunar

Episode 3 – Investing 101

Pam Katunar Financial Advisor, Raymond James

Pam has over ten years of experience as a Financial Advisor. In addition to typical duties as an Advisor, Pam hosts seminars on topics like estate planning, downsizing, charitable giving, and retirement planning. She also teaches special classes just for women to help them deal more confidently with investments. Her experienced approach keeps your goals and risk tolerances in mind. She takes time to get to know you before suggesting investments. She strives to make sure that your financial roadmap will be practical and easy-to-understand. Pam provides financial advice and solutions that are customized to your priorities and retirement plans.

http://www.raymondjames.ca/pamkatunar Back to Top
John Gowans

Episode 4 – Preparing for Retirement

John Gowans – Financial Advisor, Raymond James Ltd.

John graduated from the University of Victoria in 1976 and has been an Investment Advisor in Victoria since 1985 and is proud to have helped many clients navigate financial waters to achieve their dreams, whether it is the purchase of a home, a successful retirement, or seeing a grandchild graduate from university, John has been there to help along the way. A thoughtful, attentive advisor, John’s underlying mission is to develop, implement and monitor appropriate plans for his clients based on their goals and risk tolerance.

http://www.raymondjames.ca/johngowans Back to Top
Sharon Hall

Episode 5 – Taking Control of Your Finances and Eldercare

Sharon Hall, CEC – Business Coach, Jamison Palmer Group Coaching & Consulting

Sharon helps small business owners reach their dreams, earn higher incomes and lead their teams better and become happier.

A top-level Certified Executive Coach with 10 years of experience supporting hundreds of small business owners to thrive, Sharon is passionate about helping her clients break through barriers, get unstuck and become unstoppable.

She believes that becoming a successful entrepreneur is one of the most powerful adventures in personal development you can undertake.

Her clients also benefit from the rich professional background in senior management, human resources, organizational development and communications she brings to the table.

http://www.sharoncoach.ca

Tanya Sterling

Tanya Sterling – Stirling Financial

Chartered Professional Accountant, Certified Professional Consultant on Aging, Chartered Financial Divorce Specialist, Certified Power Coach with certificates in ElderLaw, Collaborative Dispute & Resolution and Negotiation. With over 17 years of experience in tax accounting, financial reporting, strategic financial planning, facilitation, conflict management and coaching for individual as well as businesses; all combine to make Tanya a strong financial resource to advise, educate and coach clients to understand and overcome financial roadblocks.

http://www.sterlingfinancial.ca Back to Top
Chris Mills

Episode 6 – Millennials and Investing

Chris Mills – Financial Advisor, Raymond James Ltd.

Chris is a knowledgeable advisor who specializes in working with BC business owners, helping them invest successfully and tax efficiently. His reputation for providing sound advice and putting his clients’ interests first has drawn some of BC’s top business owners to work with Chris. Growing up in Winnipeg, Manitoba, Chris has traveled from coast to coast and back for hockey and university. The hardworking values and competitive spirit instilled from his youth will always stay with him. Having found a profession that he loves, is skilled at and which allows him to make a positive impact on people’s lives makes Chris feel very fortunate every day. Chris joined Raymond James in 2012 from a credit union when he realized that by combining small town values with the resources of Raymond James, he could make a bigger impact on his clients’ lives. Excellent communication skills, a driven process and careful planning guide his clients to success. Chris has completed a degree in commerce with a concentration in finance from New York State University. Chris continues to advance his industry credentials and has obtained the Chartered Investment Manager (CIM®) designation. Chris lives in Vancouver where he takes advantage of the great outdoors and continues to play hockey.

http://www.millswealth.ca Back to Top
Ian Douglas

Episode 7 – Creating a Pension

Ian Douglas - B.Comm, FCSI®, SVP, Private Client Group Financial Advisor, Raymond James Ltd.

Ian has 30 years of experience, 15 with a bank-owned securities firm where he served as a Vice President and Financial Advisor and 15 with Raymond James. In addition to being registered as a Financial Advisor, Ian holds his insurance agent license.

Ian graduated from University of British Columbia in 1980 with a Bachelor’s degree in Commerce (finance major). He has the Fellow of the Canadian Securities Institute (FCSI) designation and has completed the Chartered Financial Planner (CFP) course, as well as the Canadian Academy of Senior Advisors course

In 1991 Ian was nominated by his previous firm and was awarded the recognition by the Canadian Investment Dealers Association as one of the top ten investment advisors in BC. The award criteria were client retention and community service.

Ian has qualified for the Raymond James Chairman’s and Executive Council throughout his career. The council members are nominated annually and are recognized as the top leaders in the firm across the entire country.

A long time Nanaimo resident, Ian enjoys spending time with his wife Carolyn, who is a nurse at Nanaimo Regional General Hospital, and his grown children Meaghan and Max. When not working with clients, Ian enjoys running, tennis, outrigger canoeing, skiing, and playing guitar.

www.douglasduncanwm.com Back to Top
Rob Pollard

Episode 8 – Professional Corporations

Rob Pollard – CIM, FSCI, Senior VP, Private Client Group and Portfolio Manager, Raymond James Ltd.

Following university, where he majored in mathematics, Rob started a business in the health care field. He grew this to over 100 employees and, after 18 years, sold the business in order to devote his full energy to investment management. Lessons learned from his prior business experiences are applied to the selection of the well managed portfolios which he invests in for his clients.

Rob built The Wyndham Group with the goal of fostering deep rooted, long term relationships. He provides his clients with prudent and thoughtful wealth management as well as financial solutions for all stages of life.

Rob married his wife, Kim, in 1994. They have two children, Jacob and Gavin. In their free time, they spend summers at the cottage and winters on hockey rinks and volleyball courts.

https://www.raymondjames.ca/wyndhamgroup

Wilson Chen

Dr. Wilson Chen- BSc., DDS, CFP, FMA, Dentist and Certified Financial Planner

Wilson graduated from the University of Western Ontario in 1992 and began his dental career in a group practice in Hamilton. For over 20 years, he has built a successful family practice with a patient centered focus.

Wilson is the only practicing dentist in Ontario to hold the Certified Financial Planner and Financial Management Advisor designations. For the past 12 years, he has been assisting the Wyndham Group in providing business planning and investment strategies for our dental and medical clients. In 2014, Wilson sold his dental practice to take on a more active role in our group.

Wilson lends a fresh perspective to the financial needs and opportunities unique to healthcare professionals and small business owners. He takes a holistic approach to financial planning, guiding clients to practical solutions. He is also a valuable resource in all business matters. Wilson and Rob are co-writing a book that helps dental professionals through the definitive stages of their careers.

Wilson lives in Burlington with his wife, Margaret, and their two children, Anne and Sean.

https://www.raymondjames.ca/wyndhamgroup Back to Top
Benjy Houser

Episode 9 – What is Your Personal Giving Strategy?

Benjy Houser – 4 Pillars Consulting Victoria

Benjy is a Debt Relief Specialist, he has been helping people reduce their debt, rebuild credit and protect their assets since 2010. He has a deep understanding and respect for people who are struggling under a burden of debt. There is nothing Benjy enjoys more in business than experiencing that wonderful moment when someone realizes they can finally become debt free and completely turn their financial lives around through his 4 Pillars Debt Restructuring Program.

After suffering his own financial reversal and hardships a decade ago he was driven to help other people avoid the same pitfalls that caused him pain and loss.  Because of this, he helps others with great passion. Through his broad and plentiful business and financial experience and his genuine concern for people, he has an extremely high success rate in helping people and businesses reduce their debt and turn their financial lives around. He is truly an industry leader in assisting people and/or businesses through the process of reducing their debt, learning how to budget and rebuilding their credit.

http://debtvictoria.com/ http://www.4pillarsvictoria.ca

Dave Lougheed

Dave Lougheed – Portfolio Manager, Raymond James Ltd.

Dave is the lead Portfolio Manager and Wealth Advisor for the Lougheed Wealth Management Team. Combining a unique blend of high-performance experience and in-depth investment and business knowledge, he understands that financial success requires a clearly defined plan that can adapt to changing needs and goals. Dave ensures that his team applies the same disciplined approach to managing your wealth that allowed him to succeed as a member of Canada's National Rugby Team for thirteen years and compete in four Rugby World Cups. Prior to starting Lougheed Wealth Management in 2004, Dave completed his Master's Degree in Business Administration from the University of Calgary, and also holds a Master's of Arts degree from Queen's University. He taught at Upper Canada College from 1993 to 1998, after which he played professional rugby for the Leicester Tigers in the English Premiership during their first two championship seasons.

Outside his business and community involvement, Dave is committed to his family and enjoys spending time with his wife Dana and their daughters Taylor and Tatum.

http://www.lougheedwealthmanagement.com Back to Top
Brigeeta Richdale

Episode 10 – Protecting Yourself against Financial Fraudsters

Brigeeta Richdale- Associate, Bennett Jones LLP

Brigeeta Richdale is a litigator at Bennett Jones LLP in their Vancouver Office. Brigeeta practices corporate and commercial litigation with an emphasis on securities and regulatory matters, fraud and enforcement proceedings, employment matters, corporate/commercial disputes and representation of financial institutions and investment advisors.  As a former litigator in the Enforcement Department at the British Columbia Securities Commission (BCSC), Brigeeta successfully prosecuted a variety of complex and high profile cases. As a former Criminal Investigator, Certified Fraud Examiner and Special Provincial Constable, Brigeeta investigated breaches of the Securities Act and Criminal Code.

https://www.bennettjones.com/RichdaleBrigeetaCTwitter Back to Top
Lori Pinkowski

Episode 11 – Common Investor Mistakes

Lori Pinkowski – Senior VP, Portfolio Manager Raymond James

Lori is a founding partner of the Pinkowski-Allen Financial Group and is a Senior Portfolio Manager and Senior Vice President at Raymond James Ltd, who specializes in conservative wealth management and financial planning. Her commitment to clients’ well-being through sound investment advice and regular communication has helped her build strong, long-term relationships with each of the families she works with. As a well-known financial expert with over 16 years of experience, she has appeared frequently on Global News and has been a financial columnist for the North Shore News since 2001. Lori has had a weekly radio segment since 2009 on CKNW 980AM radio, "Making Cents of the Markets", every Monday at 8:40am, where she discusses market conditions and financial industry news. She was awarded with the 2015 Raymond James “Woman of Distinction” award and also achieved Raymond James Global Top 50, out of more than 6,700 Financial Advisor’s worldwide. Lori was featured as one of Wealth Professional’s Top 42 most influential women in Canada and has recently been nominated for the Investment Industry Association of Canada’s Top Under 40 award.

http://www.pinkowskiallen.com/ Back to Top
Shane King

Episode 12 – Real Estate and Investor Psychology

Shane King – Realtor, RE/MAX

Shane was born and raised in beautiful Victoria, BC where he has worked very hard to become one of the top residential real estate agents in the area. Shane and his family currently reside in Greater Victoria where they absolutely love the west coast lifestyle and all of the amenities that Vancouver Island has to offer.

Past and present real estate clients have described Shane as hardworking, professional, honest and enthusiastic with excellent communication skills. Shane has been awarded with MLS GOLD which places him within the top 10% of realtors within Greater Victoria. He has more than 25 years sales experience and a tremendous passion for helping clients with their real estate needs. Shane loves the business and it shows.

http://hatterking.com

Terry Wright

Terry Wright - Portfolio Manager, Raymond James Ltd.

Terry Wright has over a decade of experience in the financial industry, and was recognized as a top ranked advisor at his previous employer. As the founder of the Wright Wealth Management Group, Terry corresponds with a wide range of professionals to ensure all clients’ financial needs are being met. Terry Wright has obtained the distinguished designations of Canadian Investment Manager (CIM) and Portfolio Manager. Everyone needs financial advice at some point in their life, and finding the right advisor is crucial to getting the right advice. I believe a great financial advisor is like a personal trainer, who helps you set goals, plan for success, and gives you reassurance so you achieve your long term goals.

http://terrywright.ca Back to Top
Cathy Scott

Episode 13 – Travel Tips on a Budget

Cathy Scott – CEO, Niche Travel

Cathy is the owner of Niche Travel Inc, A boutique tour company specializing in women’s travel and inbound luxury tours of Victoria. An avid traveler herself, Cathy has spent the past decade in sales, marketing and senior management roles in the world of travel, which allows her to bring a unique perspective to tours that she creates.

Women’s travel has always been a passion for Cathy, and seeing a gap in the marketplace for small group women’s tours she founded a number of Women’s travel initiatives including the Women’s Travel Club (Canada) and the Women’s Travel Connection.  She has personally led hundreds of women to spectacular destinations around the globe.

Cathy has had the privilege of sitting on the marketing committees of 2 of North America’s most prestigious travel agency consortiums; Ensemble Travel Group and Virtuoso Travel. It was here that she identified a need for a destination management tour company in her hometown of Victoria, specializing in providing upscale authentic and local travel experiences for single or small group travelers. As a 4th generation Victorian Cathy has the connections and resources needed to create exceptional experiences on Vancouver Island.

http://nichetravel.ca Back to Top
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